You have the ability as you register, to choose your username. We do not allow you to create your own password, as too much personal information is lost through insecure passwords.

ALL THE INFORMATION YOU PROVIDE WILL BE STORED AND ENCRYPTED IN THE Mortgage Sales Academy DATABASE.

By joining to you agree to recieve the Mortgage Sales Academy Newsletter and competition entries via the post. Your information will not be shared with any third party for any reason.

Your information, including email address is not available to any other user, instead your messages will be 'masked' through our system and you can choose to reply if you wish either directly or with 'mask'.

You agree, through your use of this website, that you will not post any material which is false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually-oriented, threatening, invasive of a person's privacy, or otherwise in violation of ANY law. You also agree not to post any copyrighted material unless the copyright is owned by you or you have consent from the owner of the copyrighted material. Spam, flooding, advertisements, chain letters, pyramid schemes, and solicitations are also inappropriate to this Website.

Note that it is impossible for us to confirm the validity of posts on this website. Please remember that we do not actively monitor the posted messages and are not responsible for their content. We do not warrant the accuracy, completeness, or usefulness of any information presented. The messages express the views of the author, not necessarily the views of this Website. Anyone who feels that a posted message is objectionable is encouraged to notify an administrator of this website immediately. We have the right to remove objectionable content, within a reasonable time frame, if we determine that removal is necessary. This is a manual process, however, so please realize that we may not be able to remove or edit particular posts immediately. This policy applies to member profile information as well.

You remain solely responsible for the content of your profile along with any posts you make, and you agree to indemnify and hold harmless this website, and any related websites to this website. We at Mortgage Sales Academy also reserve the right to reveal your identity (or any information we have about you) in the event of a complaint or legal action arising from any information posted by you. You have the ability, as you register, to choose your username. We advise that you keep the name appropriate. With this user account you are about to register, you agree to never give your password to another member, for your protection and for validity reasons. You also agree to NEVER use another member's account to post messages or browse this website. After you register and log into this Website, you can fill out a detailed profile. It is your responsibility to present clean and accurate information. Any information we deem inaccurate or vulgar will be removed.

Please note that with each post, your IP* address (38.103.63.55) is recorded, in the event that you need to be banned from this website or your ISP** contacted. This will only happen in the event of a major violation of this agreement.

*   Unique address associated with your computer at the time you view this page
** Internet Service Provider